Part D Drug Plans

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Key Points

 *Medicare Part D Provides prescription drug coverage to Medicare beneficiaries

 *Each Part D plan will have a premium and cost-sharing for covered drugs.

 *There are specific enrollment periods during the year for you to enroll in a Part D
   plan or change to a different plan.

Medicare Part D , the prescription drug benefit, is the part of Medicare that covers most  outpatient prescription drugs. Part D is offered through private companies either as a stand-alone plan, for those enrolled in  Original Medicare, or as a set of benefits included with your Medicare Advantage  Plan.

Unless you have  creditable drug coverage and will have a Special Enrollment Period, you should enroll in Part D when you first get Medicare. If you delay enrollment, you may face  gaps in coverage and  enrollment penalties.

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