What is Medicare?

The federal health insurance program for:People who are 65 or olderCertain younger people with disabilitiesPeople with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

What are the parts of Medicare?

The different parts of Medicare help cover specific services:

  • Medicare Part A (Hospital Insurance)
    Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
  • Medicare Part B (Medical Insurance)
    Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
  • Medicare Part D (prescription drug coverage)
    Helps cover the cost of prescription drugs (including many recommended shots or vaccines).

What is Medicare anyway, and how does it work? What does it cover?
Is Medicare insurance?

The answer is complex, but you’ve come to the right place for Medicare information.
Medicare is a national United States health insurance program for people 65
and older.

It is also for people with certain disabilities or end-stage kidney failure. This program is divided into various parts, and it’s important to learn how these fit together.

Medicare is the federal health insurance program for:

  • People who are 65 or older
  • Certain younger people with disabilities
  • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)


Get our 6 Day New to Medicare Course which includes:

  • 2023 Cost of Medicare Worksheet
  • New-to Medicare Checklist
  • 2023 Guide to Enrolling in Medicare
  • Medicare Advantage vs Supplement Comparison Guide
  • Links to apply for medicare online
  • links to medicare easy pay for part B
  • valuable links to help simplify medicare

We’ll send you 6 email lessons with short videos that explain all the basics.

6-Day Mini Course

6-Day New to Medicare Mini Video Course

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The History of Medicare

In July of 1965, President Lyndon B. Johnson signed a Medicare bill into law so that people 65 and older could get the healthcare coverage they needed from a national program. Initially, the only coverage options were Part A and Part B.Throughout the years, the coverage has evolved and changed to cover more people than it did in its early years. Now, over 60 million people have coverage from Medicare. While Part A and Part B will provide coverage for the majority of your expenses, there are federally regulated supplemental policies that you can purchase to help fill in the gaps that aren’t covered in full by Original Medicare.

Parts of Medicare

Do you need the parts of Medicare explained?

Medicare is divided into 4 parts, and most people new to Medicare find this very confusing. Why do there have to be so many different Medicare parts? And what’s the difference between the parts of Medicare and Medicare plans?

Fortunately, we can break this down to make it simpler for you to understand. Medicare itself has different parts (not plans), so let’s start with those 4 parts of Medicare explained.

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