Medicare made simple, honest, and on your side for life.
Not sure where to start? Take our 2-minute quiz and see exactly which path fits you — then talk to a licensed advisor who stays with you for the life of your coverage. Always free. No pressure, ever.
Where are you in your Medicare journey?
Pick the one that sounds like you — we’ll take it from there. Each path is built to guide you, step by step, in plain English.
New to Medicare
Turning 65 or just getting started? Begin here so you avoid gaps and lifelong penalties.
Start the basicsMedicare Supplements
Want any doctor, predictable costs, and freedom to travel? Explore Medigap plans.
Explore MedigapMedicare Advantage
Low or $0 premiums with built-in extras like dental and vision. See if it fits.
Compare AdvantageNot sure which path is right? Let’s find out together.
Answer a few plain-English questions and get a clear, honest recommendation — Supplement, Advantage, veteran, or under-65 — with your next step spelled out.
Your quote in 3 easy steps.
No pressure, no obligation, and never any cost to you. Most people finish step one in about two minutes.
Tell us the basics
Fill out a short form — just enough for us to pull accurate rates in your ZIP code.
We shop 30+ carriers
A licensed advisor compares real carrier names and rates, matched to your doctors and medications.
Enroll with an advocate
Pick your plan and we handle enrollment — your portal, app, and digital card are ready in hours.
Do the math before you decide — no login required.
Twelve tools, all built in-house. Compare, price, and pressure-test every option in minutes — then let a licensed advocate confirm the results.
Find My Medicare Match
Answer a few questions and see which Medicare path actually fits you — in 2 minutes.
Take the quizInstant Quote
Get accurate, carrier-by-carrier quotes for your ZIP code — with no obligation.
Get a quoteDrug Coverage Calculator
Search any medication and see how Medicare covers it — Part B vs Part D, and what it costs.
Price my drugsCalculator & Planning Tools
Estimate your total 2026 Medicare costs and compare paths with real numbers.
Open the calculatorMistake Risk Checker
Spot penalties, gaps, and enrollment mistakes before they cost you.
Check my riskRx Drug Library
Look up how your prescriptions are typically tiered and covered across plans.
Search the libraryMedicare Cost Calculator
Project your Part B premium, IRMAA surcharge, and drug costs using current CMS figures.
Estimate my costsMedicare Carrier Directory
See the 30+ A-rated companies we shop, and which ones write in your state.
Browse carriersGuaranteed-Issue Rights
Find out when your state lets you switch Medigap plans with no health questions.
Check my stateEnroll in 5 Minutes
Prefer to do it yourself? Compare and enroll online, on your own time.
Start self-serviceReady to see your real rates?
Skip the guesswork — get accurate, carrier-by-carrier quotes for your ZIP code. Free, with no obligation.
The rate is the same. The advocate is the difference.
Your premium is set by the insurer and regulated by the state — so the real question was never the price. It’s who stands beside you after you enroll.
Always $0 to You
Guidance, enrollment, and lifelong advocacy never cost you a penny. We’re paid by the carriers, not you.
Truly Independent
We compare 30+ A-rated carriers and recommend what fits you — not the plan that pays us most.
Our Own Technology
A custom CRM, client portal, and mobile app — built by us, to serve you, not a call center.
Advocate For Life
We fight denied claims and re-shop your coverage every year you’re with us.
Your insurance card in hours — not weeks.
- Digital insurance card in hours. See and share your card the same day you enroll — no waiting on the mailbox.
- On Apple and Android. One place for your cards, medications, and coverage — anytime.
- Upload documents securely. Send us what we need in seconds — no printing, faxing, or mailing.
- Transparent by design. Everything is upfront and visible to you. We never hide a thing.
Licensed in all 50 states — headquartered in the Lowcountry.
Our office sits in Bluffton, South Carolina, minutes from Hilton Head Island. We serve every county and ZIP code in all 50 states and Washington, D.C., so wherever your family lives, one team can help.
Medicare Supplements: any doctor, predictable costs, real freedom.
Medigap plans are standardized by law — a Plan G is a Plan G at every carrier. That’s why an independent agent matters: we shop the same plan across 30+ A-rated carriers to find your lowest rate.
Know your Medicare windows for 2026.
Miss the wrong deadline and you could face a penalty that lasts for life. Here are the windows that matter most — and we’ll tell you exactly which one applies to you.
Your golden window
The one time a Supplement carrier can’t turn you down or charge more for your health history. It never comes back.
Turning 65
Three months before your birthday month, the month itself, and three after. Enroll early to avoid a gap.
Fall open enrollment
Everyone can change Advantage and Part D plans for the coming year. This is the big one.
Not sure which window applies to you?
One quick conversation and you’ll know exactly what to do and when — so you never pay a penalty you could have avoided.
Two easy ways to get up to speed.
Medicare, one short lesson a day.
A free 6-day email course walks you through Medicare from the ground up — plus a checklist and cost worksheet to keep. Perfect if you like to learn before you talk to anyone.
Start the Free CourseObamacare & the ACA Marketplace.
The ACA is how you get covered before Medicare — and the bridge that carries you right up to 65. We help with both, so you’re covered now and set up smoothly for later.
Explore ACA / ObamacareTrusted by beneficiaries across the country.
The May River team helped us transition from group insurance to Medicare and found the best supplement and drug plan for our needs. The process felt overwhelming until we called them.
He recommends the program that’s best for you, not the one that pays the highest commission. When my carrier raised premiums, he moved me to better coverage for less.
Mr. Dewey was very hands-on and walked us through every step. He helped me move from employer coverage in California to Medicare Part B in South Carolina, and found the lowest-priced Plan N as well.
The whole Medicare picture, in one place.
Every guide, tool, and plan page we have built — organized so you can go straight to what you need.
Medicare Basics
Supplement Plans
Compare & Decide
Let’s find your best Medicare plan — free, and with no pressure.
Talk to a licensed May River advisor. We’ll educate you, compare every option, set up your portal and app, and be your advocate for the entire life of your coverage.
(843) 227-6725