There’s a lot to learn about Medicare. We’re here to help you understand the Medicare basics, your different coverage options, enrollment and more. Through helpful resources and tools, discover the information you need to make confident Medicare decisions.
Medicare is individual health insurance offered to U.S. citizens and other eligible individuals based on age, disability or qualifying medical condition. Medicare coverage includes Medicare Part A and Part B (Original Medicare) offered by the federal government, and Medicare Advantage (Part C) and Part D prescription drug coverage, which are offered by private insurance companies. Medicare supplement insurance (Medigap) plans are also offered by private insurance companies and help pay for some out-of-pocket expenses that Medicare Part A and Part B don’t pay.
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We’re Not Just a Medicare Broker—We’re Your Medicare Advocate for Life
At May River Medicare, we’re one of the few truly independent Medicare brokers that empowers you to generate your own quotes—complete with actual carrier names and real-time rates. Why do we do this? Because your premium is the same whether you enroll directly with a carrier or through a licensed broker. The difference with us is what comes after enrollment.
As your lifelong Medicare advocate, we go far beyond the sale. We assist with claims, help resolve drug denials, and when your plan increases in cost, we shop the market for top-rated carriers to find you a better value—often saving our clients thousands.
How? We educate, we empower , and only then do we enroll you in the plan that fits your needs best.
Let us guide you through every stage of your Medicare journey.
Independent. Transparent. On Your Side for Life.At May River Medicare, we’re one of the few truly independent Medicare brokers who put you in control. You can generate your own personalized quote—complete with real carrier names and actual rates—without the annoying sales calls.Why do we do this? Because your price is the same whether you go directly through the carrier or use a broker. But with us, you get something far more valuable: a Medicare advocate for life.We don’t disappear after enrollment. We help with claims, drug denials, and if your plan gets hit with a rate increase, we re-shop the market for a top-rated carrier with a better value. Our clients have saved thousands over the years.We educate, we empower, and then we enroll—only when the fit is right.Ready to take the next step? Get your personalized quote in seconds or schedule a time to talk. We’re here when you need us.📞 Call us at (843) 227-6725
The federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
The different parts of Medicare help cover specific services:
- Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. - Medicare Part B (Medical Insurance)
Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services. - Medicare Part D (prescription drug coverage)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
With Medicare, you have options in how you get your coverage. Once you enroll, you’ll need to decide how you’ll get your Medicare coverage.
Original Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). You pay for services as you get them. When you get services, you’ll pay a
deductible at the start of each year, and you usually pay 20% of the cost of the Medicare-approved service, called coinsurance. If you want drug coverage, you can add a separate drug plan (Part D).Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like copayments, coinsurance, and deductibles. Some Medigap policies also cover services that Original Medicare doesn’t cover, like emergency medical care when you travel outside the U.S.
Medicare Advantage is Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D. Plans may offer some extra benefits that Original Medicare doesn’t cover — like vision, hearing, and dental services. Medicare Advantage Plans have yearly contracts with Medicare and must follow Medicare’s coverage rules. The plan must notify you about any changes before the start of the next enrollment year.
Medicare drug coverage helps pay for prescription drugs you need. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage (this includes Medicare drug plans and Medicare Advantage Plans with drug coverage).
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Compare Medicare Supplement Insurance Plans.
You can fill the gaps in Original Medicare with supplemental Medicare coverage. Here are your options.
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