What is Medicare?
What is Medicare anyway, and how does it work? What does it cover?
Is Medicare insurance?
The answer is complex, but you’ve come to the right place for Medicare information.
Medicare is a national United States health insurance program for people 65
and older.
It is also for people with certain disabilities or end-stage kidney failure. This program is divided into various parts, and it’s important to learn how these fit together.
Medicare is the federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
GUIDE TO TURNING 65
Get our 6 Day New to Medicare Course which includes:
- 2023 Cost of Medicare Worksheet
- New-to Medicare Checklist
- 2023 Guide to Enrolling in Medicare
- Medicare Advantage vs Supplement Comparison Guide
- Links to apply for medicare online
- links to medicare easy pay for part B
- valuable links to help simplify medicare
We’ll send you 6 email lessons with short videos that explain all the basics.
6-Day Mini Course
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The History of Medicare
In July of 1965, President Lyndon B. Johnson signed a Medicare bill into law so that people 65 and older could get the healthcare coverage they needed from a national program. Initially, the only coverage options were Part A and Part B.Throughout the years, the coverage has evolved and changed to cover more people than it did in its early years. Now, over 60 million people have coverage from Medicare. While Part A and Part B will provide coverage for the majority of your expenses, there are federally regulated supplemental policies that you can purchase to help fill in the gaps that aren’t covered in full by Original Medicare.
Parts of Medicare
Do you need the parts of Medicare explained?
Medicare is divided into 4 parts, and most people new to Medicare find this very confusing. Why do there have to be so many different Medicare parts? And what’s the difference between the parts of Medicare and Medicare plans?
Fortunately, we can break this down to make it simpler for you to understand. Medicare itself has different parts (not plans), so let’s start with those 4 parts of Medicare explained.