Medigap
Medicare Supplement Insurance

Medigap plans help pay the out-of-pocket costs Original Medicare doesn’t cover — including deductibles, coinsurance, and copayments.

May River Medicare Insurance is a nationwide, independent Medicare agency. We show Medigap plans, carriers, pricing, and underwriting rules up front — before you speak to anyone. Transparent. Unbiased. Nationwide.

Medigap Key Points
Works with Original Medicare

Medigap supplements Part A and Part B — it does not replace them.

Predictable Costs

Most Medigap plans reduce or eliminate your 20% coinsurance exposure.

Nationwide Coverage

See any doctor nationwide who accepts Medicare — no networks required.

What Medigap Covers
Medicare Cost Sharing
  • Part A hospital deductibles
  • Part B coinsurance (the 20%)
  • Hospice and skilled nursing coinsurance
Excess Charges & Emergencies
  • Part B excess charges (Plan G)
  • Foreign travel emergency coverage
  • Additional hospital days
Popular Medigap Plans
Plan G

One of the most comprehensive plans available. Covers nearly all Medicare-approved costs except the Part B deductible.

Plan N

Lower premiums with small copays for certain office and ER visits. A cost-effective alternative for many beneficiaries.

Medigap Enrollment Rules

Your Medigap Open Enrollment Period begins when you are 65 or older and enrolled in Medicare Part B. During this window, you cannot be denied coverage or charged more due to health conditions.

  • Open Enrollment lasts 6 months
  • Afterward, underwriting may apply
  • Timing is critical to lock in coverage

Compare Medigap Plans Nationwide

Compare Medicare Supplement plans by ZIP code, carrier, and price. Start your application online or speak with a licensed Medigap specialist today.

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