Medicare Intelligence Platform
Medicare rules are complex, time-sensitive, and often explained only after your information is collected. We believe that’s backward.
See the Risk Before the Penalty
Medicare mistakes are often permanent. Our tools expose timing errors and penalty risks before they happen.
Answers Before Applications
We do not gate information behind pressure. You get real Medicare intelligence first.
Built for All 50 States
Medicare varies by ZIP, county, and state. This platform reflects those realities.
Why This Platform Exists
Most Medicare websites are sales funnels.
This is not.
This platform exists to educate first, verify second, and enroll last — so you stay in control at every step.
Your Medicare Intelligence Map
This platform is not a single calculator — it is a connected system. Each tool below answers a specific Medicare risk question before enrollment, penalties, or coverage mistakes occur.
Medicare Mistake Risk Checker
Identifies penalty exposure, timing errors, and enrollment risks before damage is done.
Launch ToolZIP & County Rule Verifier
Confirms how Medicare rules, plans, and networks apply where you actually live.
Coming NextPenalty & Cost Exposure Analyzer
Shows lifetime Part B, Part D, and coverage delay penalties in real numbers.
Coming NextDoctor & Network Reality Check
Tests whether your doctors truly work under Medicare Advantage or Supplement paths.
Coming NextPrescription Risk & Cap Tool
Evaluates Part D exposure, catastrophic thresholds, and drug plan realities.
Coming NextFinal Medicare Path Summary
Pulls all intelligence together into a verified enrollment strategy.
Coming NextWhy May River Medicare Is Different
Most Medicare websites are designed to capture your information first and explain later. We reversed that model. Our platform exists to give you verified answers, real logic, and clarity before enrollment, sales conversations, or irreversible decisions.
Education Before Enrollment
We provide tools that reveal penalties, timing risks, and coverage realities before you ever speak to an agent — so decisions are informed, not pressured.
No Hidden Funnels
We do not gate Medicare information behind forms or phone calls. You get clarity first — enrollment only happens when it truly makes sense.
Built for All 50 States
Medicare rules vary by ZIP code, county, and state. Our platform is designed to reflect national rules with local precision.
Independent & Unbiased
We are not tied to a single carrier. Our role is to verify options, explain tradeoffs, and protect your long-term interests.
Real Logic, Not Sales Scripts
Medicare decisions involve penalties, networks, timelines, and costs. We explain them in plain language — backed by rules, not opinions.
Before, During & After Enrollment
Our responsibility does not end after enrollment. We support plan changes, disputes, penalties, and long-term Medicare strategy.
Medicare is permanent.
The decisions you make today affect the rest of your life.
We built this platform so those decisions are never made in the dark.
A Living Medicare Intelligence Platform
Medicare rules change. Carriers change. Penalties evolve. This platform is designed to evolve with them. Every tool below expands the clarity you receive — without sales pressure, hidden funnels, or delayed explanations.
Mistake & Penalty Detection
Real-time identification of enrollment timing errors, penalty exposure, and irreversible Medicare mistakes before they happen.
ZIP-Based Medicare Rule Engine
County-accurate Medicare logic that reflects how national rules apply locally — including plan availability, networks, and enrollment paths.
Lifetime Cost & Penalty Forecasting
Projection of Part B, Part D, and coverage delay penalties across your lifetime — explained in plain, verifiable numbers.
Provider & Network Reality Mapping
A clear view of whether your doctors truly participate in Medicare Advantage or Supplement paths — before enrollment.
Prescription Exposure Intelligence
Drug cost analysis tied to Part D rules, catastrophic thresholds, and real-world formulary behavior.
Verified Medicare Path Summary
A consolidated, human-readable Medicare strategy — validated by logic, rules, and licensed professionals.
This is not a sales website.
This is the future of Medicare decision-making.
We built it so you never have to guess, rush, or regret.
Our Commitment to You
Medicare decisions are regulated, permanent, and often irreversible. That requires more than marketing — it requires responsibility. This platform is built to meet regulatory standards, ethical obligations, and human expectations at every stage of your Medicare journey.
CMS-Compliant Education
Our tools and explanations are designed to align with CMS rules and guidance. We explain Medicare without misleading claims, fear tactics, or hidden agendas.
Your Data Stays Yours
We do not sell, trade, or exploit your information. You can explore Medicare intelligence without surrendering your privacy.
Human Support When It Matters
Tools do not replace people — they empower them. When you choose to speak with an agent, you speak with a licensed professional.
Support Beyond Enrollment
Enrollment is not the end. We assist with plan changes, disputes, penalties, and Medicare decisions year after year.
No Pressure. Ever.
Medicare decisions should never be rushed. Our role is to educate, verify, and guide — never to push or pressure.
Accountability & Transparency
If a plan does not make sense for you, we say so. Trust is built by telling the truth — even when it means no enrollment.
Medicare is not a transaction.
It is a lifetime decision.
Our commitment is to protect that decision with clarity, ethics, and care.
The Standard for Medicare Guidance
This platform represents a new standard for Medicare decision-making.
Not guesswork. Not sales scripts. Not pressure.
Just verified intelligence, ethical guidance, and human support — delivered before irreversible choices are made.
Verify Before You Enroll
Every tool on this platform exists to protect you from costly mistakes, penalties, and misunderstandings — before they become permanent.
Clarity Without Pressure
You never have to rush. You never have to guess. We explain Medicare clearly — and only move forward when it truly makes sense.
Support for the Long Term
Medicare is not a one-time decision. We remain available for plan changes, disputes, penalties, and strategy year after year.
If you take one thing away from this page, let it be this:
You deserve clarity before commitment.
May River Medicare was built to ensure exactly that.