High-Deductible Plan G
Maximum Protection, Minimal Premium
High-Deductible Plan G offers the same comprehensive coverage as standard Plan G — after you meet the annual deductible.
May River Medicare Insurance is a nationwide independent Medicare agency. We transparently show High-Deductible Plan G carriers and pricing by ZIP code before you ever enroll.
Among the lowest Medigap premiums available nationwide.
You pay Medicare-approved costs until the deductible is met.
Once met, Plan G pays the same benefits as standard Plan G.
After the deductible, High-Deductible Plan G covers nearly all Medicare-approved costs.
- Part A hospital deductible and coinsurance
- Skilled Nursing Facility coinsurance
- Part B coinsurance (20%)
- Part B excess charges
- Hospice coinsurance/copays
- First 3 pints of blood
- Foreign travel emergency coverage
You must pay Medicare-approved costs up to the annual deductible before the plan pays. Once satisfied, the plan functions like full Plan G.
Lower premiums in exchange for higher upfront responsibility.
Ideal for beneficiaries who want catastrophic protection and can handle higher upfront costs if care is needed.
- You rarely visit doctors
- You want the lowest Medigap premium
- You want nationwide provider access
Rates vary by carrier and state — comparison matters.
Compare High-Deductible Plan G in Your Area
See High-Deductible Plan G pricing, carriers, and availability by ZIP code. May River Medicare Insurance puts everything up front — no pressure.