Best Medigap Plan
By Health Profile
The “best” Medigap plan depends on your health, budget, and risk tolerance. May River Medicare Insurance is a nationwide independent agency — we show every option transparently by ZIP code so you can choose with confidence.
If you see specialists often or want near-zero bills, prioritize maximum coverage.
- Best Fit: Plan G
- Why: Covers all Medicare gaps except the Part B deductible
- Result: Predictable costs and nationwide provider access
Lower premiums with solid protection for occasional care.
- Best Fit: Plan N
- Why: Lower premium with modest copays
- Result: Savings without sacrificing access
You want the lowest premium and protection for major events.
- Best Fit: High-Deductible Plan G
- Why: Same protection as Plan G after deductible
- Result: Minimal monthly cost
Straightforward benefits with broad coverage.
- Best Fit: Plan G
- Why: Most comprehensive option available to new enrollees
- Result: Long-term stability
Lower premiums with capped out-of-pocket exposure.
- Best Fit: Plan K or L
- Why: Annual out-of-pocket limits
- Result: Controlled risk at lower cost
You may qualify for legacy plans no longer open to new Medicare beneficiaries.
- Best Fit: Plan F or Plan C
- Why: Covers nearly all out-of-pocket costs
- Result: Minimal medical bills
Find the Best Medigap Plan for You
Compare Medigap plans by health profile, carrier, and ZIP code. May River Medicare Insurance shows everything up front — no pressure, nationwide.