Whether you're new to Medicare, changing plans, or helping a loved one, we guide you step by step—no pressure, no jargon, just real answers.
The Four Parts of Medicare for Veterans Part A: Covers inpatient care and is free with 10+ years of Medicare taxes (2026 deductible: $1,736 per benefit period). Part B: Covers outpatient care (standard 2026 premium: $202.90/month with a $283 annual deductible). Part C: Private plans bundling Parts A and B; veterans often use "$0 premium" Valor or Honor plans for extra benefits alongside VA coverage. Part D: Private drug coverage; optional for veterans since VA benefits count as "creditable coverage" with no late penalties.
Where are you today? Pick the one that sounds most like you. It tells your agent where to start.
Obamacare & the ACA Marketplace Not yet 65? The Affordable Care Act (Obamacare) provides individual and family health insurance when employer coverage isn't available, acting as a bridge right up until Medicare. We assist with both to keep you covered now and prepared for Medicare later.
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October 15 – December 7. The one window where everyone can change their Advantage or Part D plan.
Book a Medicare Appointment Whether you are new to Medicare, changing plans, or assisting a loved one, we provide step-by-step guidance with zero pressure, clear answers, and no industry jargon.
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