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all 50 states. May River Medicare beneficiaries are served in 50 states
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Whether you're new to Medicare, changing plans, or helping a loved one, we guide you step by step—no pressure, no jargon, just real answers.
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VA Health Benefits
The Four Parts of Medicare for Veterans Part A: Covers inpatient care and is free with 10+ years of Medicare taxes (2026 deductible: $1,736 per benefit period). Part B: Covers outpatient care (standard 2026 premium: $202.90/month with a $283 annual deductible). Part C: Private plans bundling Parts A and B; veterans often use "$0 premium" Valor or Honor plans for extra benefits alongside VA coverage. Part D: Private drug coverage; optional for veterans since VA benefits count as "creditable coverage" with no late penalties.
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Obamacare ACA
Obamacare & the ACA Marketplace Not yet 65? The Affordable Care Act (Obamacare) provides individual and family health insurance when employer coverage isn't available, acting as a bridge right up until Medicare. We assist with both to keep you covered now and prepared for Medicare later.
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